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Fortified Roof™

The FORTIFIED Roof™ system, developed by the Insurance Institute for Business & Home Safety (IBHS), is designed to provide enhanced protection against severe weather conditions like high winds, heavy rain, and hail.

Flores & Foley installs FORTIFIED Roofs™ in Wilmington, NC and throughout New Hanover, Brunswick, and Pender counties as an IBHS Certified Contractor specializing in storm-resistant roofing. Homeowners may be eligible for grant funding through various programs, helping make a qualifying FORTIFIED Roof™ replacement more affordable. Effective November 1, 2025, only Certified FORTIFIED Roof™ Contractors recognized by IBHS will be authorized to install FORTIFIED Roofs™. We work directly with an approved FORTIFIED™ Evaluator to document every step of the installation. Once the roof is complete, the Evaluator submits documentation to IBHS for review. Upon approval, the homeowner receives a 5-year FORTIFIED Roof™ designation certificate, with eligibility for renewal.

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Why Choose a FORTIFIED Roof™ in Wilmington NC? Whether you are re-roofing or building new, a FORTIFIED Roof™ protects your home against hurricanes, wind, rain, and coastal storms. The system strengthens your roof deck, edges, and attachments to reduce the chance of damage during severe weather. By choosing a Certified FORTIFIED Roof™ Contractor, you increase your home’s resilience and may qualify for insurance discounts and long-term savings, while also boosting your property value. Learn more about FORTIFIED Roof™ grants and insurance benefits in Wilmington, NC.

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Benefits of a FORTIFIED Roof™ :

Increased Protection
Increased Protection Your roof is more resistant to wind, rain, and hail, offering greater security and reducing the risk of damage during storms.
Insurance Savings
Insurance Savings Homes with FORTIFIED Roofs™ may qualify for reduced insurance premiums, offering long-term financial benefits.
Resale Value
Resale Value Homes with this certification are often more attractive on the market, potentially commanding higher sale prices due to enhanced safety and durability.
Peace of Mind
Peace of Mind Certification guarantees your roof meets industry-leading standards for severe weather protection, ensuring safety and security for your family.
Learn More STRENGTHEN YOUR COASTAL ROOF: For eligible NCIUA policyholders in qualifying coastal counties. Grants may provide up to $6,000 toward a FORTIFIED Roof.
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Learn More STRENGTHEN YOUR ROOF: For eligible NCIUA policyholders east of the Intracoastal Waterway and on barrier island or Outer Banks properties. Grants may provide up to $10,000.
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Learn More STRONGER ROOF GRANT: For eligible NCIUA policyholders after a covered loss. This program may help homeowners upgrade to a FORTIFIED Roof during the insurance claim process.
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Learn More CLEAN ENERGY FUND OF THE CAROLINAS: A supplemental grant for income-qualified households already approved for an eligible FORTIFIED roof grant program. May provide up to $5,000 in additional support.
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Our Proven FORTIFIED Roof™ Process

  • 1
    1

    Initial Assessment

    A FORTIFIED™ evaluator inspects your roof to assess needed upgrades and verify eligibility for FORTIFIED™ standards.

  • 2
    2

    Upgrade Installation

    We install the required reinforcements using approved materials and fastening methods designed for high-wind, storm-prone regions.

  • 3
    3

    Water Protection

    A sealed secondary water barrier is added to prevent leaks and interior damage during heavy wind and rain.

  • 4
    4

    Certification

    Once completed, the roof is inspected and certified to IBHS FORTIFIED Roof™ standards, and you receive your official designation.

How the Fortified Roof™ Grant Process Works

We’ve installed hundreds of FORTIFIED Roofs™ across coastal North Carolina, and we know the process inside and out. From grant approval to final certification, our team helps guide you through each step so nothing feels like guesswork.

Step 1 — Apply

  • Homeowner applies through the appropriate grant program.
  • Application details are reviewed through the program portal.
  • If approved, grant funds are reserved for the policyholder.
  • Homeowner can move forward with obtaining a qualifying FORTIFIED Roof™ bid.

For INLAND PROPERTIES choose the Strengthen Your Coastal Roof Program (SYCR):

Strengthen Your Coastal Roof (SYCR) or call 1-877-GRANTNC (877-472-6862)

For COASTAL BARRIER PROPERTIES choose the Strengthen Your Roof Program (SYR):

Strengthen Your Roof (SYR) or call 1-844-NCROOFS (844-627-6637)

Step 2 — Review

  • Program eligibility and required documentation are reviewed.
  • Homeowner confirms the approved scope of work.
  • An approved FORTIFIED™ Evaluator is assigned.
  • Flores & Foley can help guide next steps once approval is received.

Step 3 — Construction

  • Request a bid from Flores & Foley Roofing.
  • Our team will schedule an appointment to review your roof and confirm rafter spacing & decking requirements.
  • We’ll discuss roofing material options + colors.
  • Proposal is emailed + uploaded to the portal.
  • Accept in the portal → sign emailed proposal → pay the required deposit.
  • Installation is scheduled, project manager completes pre-walkthrough.
  • Sit back & relax, you’ll receive start-to-finish photos of the process

Step 4 — Final Approval 

  • The FORTIFIED™ Evaluator reviews the completed installation.
  • Required documentation and photos are submitted for review.
  • IBHS reviews the project for approval.
  • Once approved, the homeowner receives a FORTIFIED Roof™ designation certificate.

Step 5 — Payment

  • Grant payment is released according to the program’s guidelines.
  • Any remaining balance is handled per the signed proposal.
  • Flores & Foley helps keep the process moving from approval through completion.
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Fortified Roof™ FAQs

What FORTIFIED Roof grant programs are available in North Carolina?

Eligible North Carolina homeowners may qualify for FORTIFIED Roof funding through programs such as Strengthen Your Coastal Roof, Strengthen Your Roof, or the Stronger Roof program. Income-qualified households may also qualify for supplemental assistance through Clean Energy Fund of the Carolinas.

Each program has its own eligibility requirements, location guidelines, and approval process.

What is Strengthen Your Coastal Roof?

Strengthen Your Coastal Roof is an NCIUA grant program for eligible policyholders in qualifying coastal counties. The program may provide grant funding toward an IBHS FORTIFIED Roof™ replacement.

What is Strengthen Your Roof?

Strengthen Your Roof is an NCIUA grant program for eligible policyholders in qualifying barrier island and coastal areas. The program may provide grant funding toward an IBHS FORTIFIED Roof™ replacement.

What is the Stronger Roof program?

The Stronger Roof program may help eligible NCIUA policyholders upgrade to an IBHS FORTIFIED Roof™ when their roof is being replaced due to damage from a covered insurance claim.

This is different from the proactive Strengthen Your Roof and Strengthen Your Coastal Roof grant programs.

What is the Clean Energy Fund of the Carolinas supplemental grant?

Clean Energy Fund of the Carolinas offers supplemental grant assistance for income-qualified households that have already been approved for an eligible FORTIFIED Roof grant program, such as Strengthen Your Roof or Strengthen Your Coastal Roof.

Who is eligible to receive a FORTIFIED Roof grant?

Eligibility varies by program, but these grant opportunities are generally tied to North Carolina Insurance Underwriting Association, or NCIUA, policyholders. Homeowners must meet the specific program requirements before grant funding is approved.

Is the grant taxable?

Grant funds may carry tax implications. The policyholder accepts responsibility for any tax liability related to receiving grant funds. Homeowners should consult with a tax advisor regarding their specific situation.

What dwelling types are eligible?

Eligible dwelling types may include single-family detached homes, modular homes, duplexes, townhomes, and certain manufactured homes, depending on the specific grant program requirements.

What is IBHS?

The Insurance Institute for Business & Home Safety, or IBHS, is an independent nonprofit research organization focused on making homes and businesses stronger against severe weather and natural disasters.

How is an IBHS FORTIFIED Roof different from a normal roof?

An IBHS FORTIFIED Roof™ is built to a specific standard designed to provide greater protection from high winds, wind-driven rain, and severe weather.

Stronger Edges: Roof damage often begins when wind gets underneath the roof edge and starts pulling materials away from the home. FORTIFIED requires specific materials and installation methods to help strengthen these vulnerable areas.

Sealed Roof Deck: If wind removes the roof covering, the wood beneath can be exposed to water intrusion. FORTIFIED requires the roof deck to be sealed to help reduce this risk.

Better Attachment: FORTIFIED requires ring-shank nails installed in an enhanced pattern to help keep the roof deck attached to the home during high winds.

What are the benefits of an IBHS FORTIFIED Roof?

Strength: Built for better performance during severe weather.

Savings: May qualify for insurance premium discounts, depending on the carrier and policy.

Value: Can add long-term value by improving the roof system beyond standard installation practices.

Peace of Mind: Gives homeowners confidence that their roof was built to a higher standard.

How long does the IBHS FORTIFIED Roof designation last?

An IBHS FORTIFIED Roof™ designation lasts 5 calendar years. At the end of that period, a re-designation inspection is required to maintain the current designation level. If there have been no substantial changes and the roof covering is within its life expectancy, the designation can be renewed for another 5-year period.

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You Don’t Have to Navigate FORTIFIED™ Alone — We’ve Got You.

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Service Area

Flores & Foley provides residential and commercial roofing services across Wilmington, NC and the surrounding coastal region. Our service area includes Hampstead, Leland, Wrightsville Beach, Carolina Beach, Kure Beach, Surf City, Holly Ridge, Jacksonville, Burgaw, Southport, Oak Island, Ocean Isle Beach, Shallotte, Bolivia, Bald Head Island, North Myrtle Beach, SC, and many more areas. We serve homeowners, builders, developers, and property managers throughout New Hanover, Brunswick, Pender, Onslow, and Columbus counties with expert roof replacement, roof repair, metal roofing, waterproofing, and specialty sheet metal services. As a leading roofing contractor in Southeastern North Carolina, we provide trusted roofing solutions for both residential and commercial projects across the region.

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